Life stage | Key risks | LifePath approach |
---|---|---|
Early career | Saving enough | Seeks growth to help overcome low savings rates |
Mid career | Managing market volatility | Seeks to reduce volatility to help provide stability as retirement nears |
In retirement | Managing lifetime income | Seeks to provide consistent spending to help overcome outliving savings |
For illustrative purposes only.
LifePath Index Funds performance data quoted represents past performance and is no guarantee of future results. Investment returns and principal values may fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than that shown. All returns assume reinvestment of all dividend and capital gain distributions. Refer to blackrock.com for current month-end performance.
Each LifePath vintage is built individually to help provide participants with the asset allocation to achieve the needs in each life stage.
Source: BlackRock. Effective target weights for Q1 2024. Asset allocation percentages are subject to change.