READ THE LATEST INSIGHTS ABOUT CORE
INVESTING MADE EASY WITH ETFS
INDEX THE CORE WITH iSHARES ETFs
Think index means average? Think again. iShares Core ETFs have offered 10 years of low cost, tax efficiency and competitive performance potential. Explore how indexing the core can help simplify building a diversified, low cost and tax efficient portfolio.
3 REASONS TO INDEX THE CORE
THINK INDEX MEANS AVERAGE? THINK AGAIN
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Performance data represents past performance and does not guarantee future results. Investment return and principal value will fluctuate with market conditions and may be lower or higher when you sell your shares. Current performance may differ from the performance shown.
For most recent month-end performance and standardized performance, click the following fund tickers: IVV, IJH, IJR.
Comparison universe is ETFs and mutual funds in each Morningstar category and uses total return. Performance may be different for other time periods. Past performance is no guarantee of future results. IVV, IJH and IJR are within the US Fund Large Blend, US Fund Mid-Cap Blend and US Fund Small Blend Morningstar categories respectively, ranking 355/1,430, 170/420 and 329/615 for the 1-year time period and 217/1,191, 117/363 and 266/557 for the 5-year time period, respectively.
IVV, IJH and IJR outperformed 90%, 80% and 90% of their peers, respectively, over the last 10 years.¹
IVV, IJH and IJR are within the US Fund Large Blend, US Fund Mid-Cap Blend and US Fund Small Blend Morningstar categories respectively, ranking 71/897, 39/241 and 37/391 for the 10-year time period respectively.
LOW COST
The average active mutual fund costs 0.86%.³ Keeping costs low with iShares ETFs, can help your clients reach their investment goals sooner.
TAXES DRIVE DOWN RETURNS
0% of iShares U.S. style box ETFs have paid out capital gains in the last 5 years, compared to 75.5% of U.S. active equity mutual funds.⁶
GET INSPIRED WITH THESE CORE PORTFOLIO IDEAS
Use pre-loaded portfolio ideas in our 360° Evaluator tool to help you customize your clients’ portfolios in line with their investment goals.
FOR CONSERVATIVE INVESTORS
This conservative mix of iShares Core Funds has a 90% allocation to bonds and 10% toward equities.
FOR MODERATE INVESTORS
This moderate mix of iShares Core Funds has a 45% allocation to bonds and 55% toward equities.
FOR AGGRESSIVE INVESTORS
This aggressive mix of iShares Core Funds has a 15% allocation to bonds and 85% toward equities.
EXPLORE CORE ETFs
Build your U.S. allocation by size with our S&P Index core ETFs.
Performance data represents past performance and does not guarantee future results. Investment return and principal value will fluctuate with market conditions and may be lower or higher when you sell your shares. Current performance may differ from the performance shown. For most recent month-end performance and standard performance, click on the fund names above.
Build your U.S. allocation by style with our Morningstar index ETFs.
Performance data represents past performance and does not guarantee future results. Investment return and principal value will fluctuate with market conditions and may be lower or higher when you sell your shares. Current performance may differ from the performance shown. For most recent month-end performance and standard performance, click on the fund names above.
Consider diversifying your U.S. centric portfolio and seek potential growth with our iShares Core International ETFs.
Performance data represents past performance and does not guarantee future results. Investment return and principal value will fluctuate with market conditions and may be lower or higher when you sell your shares. Current performance may differ from the performance shown. For most recent month-end performance and standard performance, click on the fund names above.
iShares Bond ETFs can offer a cost-effective, liquid way to express tactical views.
Performance data represents past performance and does not guarantee future results. Investment return and principal value will fluctuate with market conditions and may be lower or higher when you sell your shares. Current performance may differ from the performance shown. For most recent month-end performance and standard performance, click on the fund names above.
1 Source: Morningstar, as of 12/31/2023. Comparison universe is ETFs and mutual funds in each Morningstar category and uses total return. Performance may be different for other time periods. Past performance is no guarantee of future results. IVV, IJH and IJR are within the US Fund Large Blend, US Fund Mid-Cap Blend and US Fund Small Blend Morningstar categories respectively, ranking 355/1,430, 170/420 and 329/615 for the 1-year time period and 217/1,191, 117/363 and 266/557 for the 5 year time period, respectively.
2 Source: Morningstar as of 12/31/2023. The chart reflects a hypothetical $100,000 investment and assumes reinvestment of dividends and capital gains. Fund expenses, including management fees and other expenses were deducted. The three active categories shown (US Active Fund Large Blend, US Active Fund Mid-Cap Blend, and US Active Fund Small Blend) are averages calculated by Morningstar that represent the equally weighted return for all actively managed funds in the respective Morningstar Category.
3 ILCV and ILCG has exposure to mid-cap securities, which can cause overlap with IMCV and IMCG.
4 Source: Morningstar and BlackRock as of 12/31/2023.
**ILCV and ILCG also have exposure to mid-cap securities, which can cause overlap with IMCV and IMCG. Clients could consider using both if they’d like to be overweight to mid-cap securities.
5 Source: Morningstar and BlackRock as of 12/31/2023. Comparison universe is fund families that have a style box ETF in each of the 9 categories shown, using the prospectus net expense ratio. The comparison universe for the growth category is for fund families that have a style box ETF in each of the large growth, mid growth, and small growth categories, using net expense ratio. The comparison universe for the value category is for fund families that have a style box ETF in each of the large value, mid value, and small value categories, using the prospectus net expense ratio. The comparison is done on a ticker-by-ticker basis and each single ticker (ILCV, ILCG, IMCV, IMCG, ISCV, ISCG) is either the lowest cost or at parity with the lowest cost ETF in its respective category among this universe.
6 a. U.S active equity mutual funds represented by the oldest share class of each Active Open-End Equity Mutual Fund available in the United States incepted before 10/31 in each year and excludes funds that closed before 10/31 in each year, as of 12/31/23. Source: BlackRock as of 12/31/2023; Morningstar, average of years 2019-2023 as of 12/31/23. Past distributions are not indicative of future distributions. Past distributions are not indicative of future distributions.
* If more than one fund is selected, the allocation is weighted equally between selected funds.
† Source: Morningstar and BlackRock. Respective categories and allocations for funds selected within the tool are used to calculate weighted average for combined Morningstar categories.
‡ Past distributions are not indicative of future distributions.
Carefully consider the Funds within the model portfolios' investment objectives, risk factors, and charges and expenses before investing. This and other information can be found in the Funds' prospectuses or, if available, the summary prospectuses which may be obtained by visiting www.iShares.com or www.blackrock.com. Read the prospectus carefully before investing.
Investing involves risk, including possible loss of principal.
IMPORTANT: The projections or other information generated by tools regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.
IMPORTANT: The projections or other information generated by tools regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.
Fixed income risks include interest-rate and credit risk. Typically, when interest rates rise, there is a corresponding decline in bond values. Credit risk refers to the possibility that the bond issuer will not be able to make principal and interest payments.
International investing involves risks, including risks related to foreign currency, limited liquidity, less government regulation and the possibility of substantial volatility due to adverse political, economic or other developments. These risks often are heightened for investments in emerging/ developing markets or in concentrations of single countries.
Transactions in shares of ETFs may result in brokerage commissions and will generate tax consequences. All regulated investment companies are obliged to distribute portfolio gains to shareholders.
Investment comparisons are for illustrative purposes only. To better understand the similarities and differences between investments, including investment objectives, risks, fees and expenses, it is important to read the products' prospectuses.
Certain traditional mutual funds can also be tax efficient.
Asset allocation and diversification may not protect against market risk, loss of principal or volatility of returns.
The strategies discussed are strictly for illustrative and educational purposes and are not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. There is no guarantee that any strategies discussed will be effective.
The information presented does not take into consideration commissions, tax implications, or other transactions costs, which may significantly affect the economic consequences of a given strategy or investment decision.
This information should not be relied upon as research, investment advice, or a recommendation regarding any products, strategies, or any security in particular. This material is strictly for illustrative, educational, or informational purposes and is subject to change.
This material contains general information only and does not take into account an individual's financial circumstances. This information should not be relied upon as a primary basis for an investment decision. Rather, an assessment should be made as to whether the information is appropriate in individual circumstances and consideration should be given to talking to a financial advisor before making an investment decision.
The strategies discussed are strictly for illustrative and educational purposes and are not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. There is no guarantee that any strategies discussed will be effective.
No proprietary technology or asset allocation model is a guarantee against loss of principal. There can be no assurance that an investment strategy based on the tools will be successful.
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Shares of ETFs are bought and sold at market price (not NAV) and are not individually redeemed from the fund. Any applicable brokerage commissions will reduce returns. Beginning August 10, 2020, market price returns for BlackRock and iShares ETFs are calculated using the closing price and account for distributions from the fund. Prior to August 10, 2020, market price returns for BlackRock and iShares ETFs were calculated using the midpoint price and accounted for distributions from the fund. The midpoint is the average of the bid/ask prices at 4:00 PM ET (when NAV is normally determined for most ETFs). The returns shown do not represent the returns you would receive if you traded shares at other times.
Funds that concentrate investments in specific industries, sectors, markets or asset classes may underperform or be more volatile than other industries, sectors, markets or asset classes and the general securities market.
Small-capitalization companies may be less stable and more susceptible to adverse developments, and their securities may be more volatile and less liquid than larger capitalization companies.
The iShares and BlackRock Funds are distributed by BlackRock Investments, LLC (together with its affiliates, “BlackRock”). BlackRock Fund Advisors, an affiliate of BlackRock Investments, LLC, is a registered investment adviser.
BlackRock Fund Advisors, an affiliate of BlackRock Investments, LLC, is a registered investment adviser.
The iShares Funds are not sponsored, endorsed, issued, sold or promoted by Bloomberg Finance L.P., BlackRock Index Services, LLC, Cohen & Steers Capital Management, Inc., European Public Real Estate Association (“EPRA® ”), FTSE International Limited (“FTSE”), ICE Data Services, LLC, India Index Services & Products Limited, JPMorgan Chase & Co., Japan Exchange Group, MSCI Inc., Markit Indices Limited, Morningstar, Inc., The NASDAQ OMX Group, Inc., National Association of Real Estate Investment Trusts (“NAREIT”), New York Stock Exchange, Inc., Russell or S&P Dow Jones Indices LLC. None of these companies make any representation regarding the advisability of investing in the Funds. With the exception of BlackRock Index Services, LLC, who is an affiliate, BlackRock Investments, LLC is not affiliated with the companies listed above.
Neither FTSE nor NAREIT makes any warranty regarding the FTSE NAREIT Equity REITS Index, FTSE NAREIT All Residential Capped Index or FTSE NAREIT All Mortgage Capped Index; all rights vest in NAREIT. Neither FTSE nor NAREIT makes any warranty regarding the FTSE EPRA/NAREIT Developed Real Estate ex-U.S. Index, FTSE EPRA/NAREIT Developed Europe Index or FTSE EPRA/NAREIT Global REIT Index; all rights vest in FTSE, NAREIT and EPRA.“FTSE®” is a trademark of London Stock Exchange Group companies and is used by FTSE under license.
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