The Fund is a target date retirement fund intended for investors planning to retire between 2023 and 2027. The Fund aims to provide a return on your investment (generated through an increase in the value of the assets held by the Fund and/or income from those assets) and support, from its maturity date of 30 June 2025 until its termination a regular draw down whilst maintaining a target asset mix. It aims to invest in a manner consistent with the principles of environmental, social and governance (ESG) investing. The Fund intends to gain indirect exposure globally to equity securities (e.g. shares), fixed income (FI) securities (such as bonds) and commodities by investing at least 70% of its total assets in other funds with such exposures. The Fund may also invest directly in securities as well as money market instruments (MMIs) (i.e. debt securities with short term maturities), deposits, cash and assets that can be turned into cash quickly. The Fund may in the future also invest in liquid alternative assets classes (such as property and private companies). The Fund may use derivatives (i.e. investments the prices of which are based on one or more underlying assets) to help achieve its investment objective or reduce risk within the Fund’s portfolio, reduce investment costs and generate additional income). The Fund may engage in short-term secured lending of its investments to certain eligible third parties to generate additional income and off-set costs.