BLACKROCK FINANCIAL LITERACY

What are multi-asset portfolios?

A multi-asset investment portfolio can be accomplished by investing in a variety of asset classes – such as stocks, bonds, real estate, credit, or cash – to create a more nimble and broadly diversified portfolio. Multi-asset fund managers make big-picture decisions and balance asset classes to achieve a number of investment incomes.

Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.

KEY TAKEAWAYS

01

Multi-asset investing

A multi-asset investment fund combines different types of asset classes to create a nimble and broadly diversified portfolio. Multi-asset portfolios may help you achieve a number of investment outcomes.

02

Benefits of multi-asset

Multi-asset portfolios allow flexibility to meet investment goals with broad options for investing across sectors, and more diversification than other investment approaches.

03

Choosing a portfolio

An investment portfolio that works well for one person may not be the best fit for another. As with any investment decision, it's important to first understand what you're trying to achieve and then identify the best portfolio to get there.

Risk: Diversification and asset allocation may not fully protect you from market risk.

MULTI-ASSET INVESTING

What are multi-asset funds?

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Hi there.

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I am Vansh Murad
Kalia, and I'm here

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to talk about
multi-asset investing.

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When you look at all
the different asset

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classes available to you,
whether they be stocks, bonds,

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cash, or real estate, you
may find yourself wondering,

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what's the best type of
investment for someone like me?

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Is there a combination
of these that

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can be better adjusted to my
own life and my own goals?

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Well, that's where multi-asset
fund comes into the picture.

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As the name suggests,
a multi-asset fund

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combines different
types of asset classes

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to create a
diversified portfolio.

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The broad and flexible
nature of a multi-asset fund

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allows portfolio
managers to look

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across a wide array of
investment opportunities

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and adapt to changing
market conditions

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or even to your
changing life goals.

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Multi-asset funds can help you
achieve a variety of outcomes,

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including seeking growth,
generating income, or even

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helping you save for retirement.

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Please visit our
BlackRock Education Hub

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for more content and learning
videos about investing.

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Please visit our web
links for more details

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about BlackRock's multi-asset
funds and solutions.

Unlike a single asset class, these funds are able to invest across the investment landscape and may include equities, alternatives, bonds, and cash. It’s important to note: multi-asset portfolios are not necessarily executed exclusively via multi-asset funds.

BENEFITS OF MULTI-ASSET

What are the benefits of multi-asset investment portfolios?

Multi-asset portfolios offer enormous flexibility to meet specific investment goals, with broad options for investing across securities and sectors. These types of portfolios also offer more diversification compared to investing solely in fixed income or equity funds.

Many multi-asset funds are actively managed, which means a portfolio manager and team of investors are using analysis, insights, technology, and tools to make informed investment decisions. Multi-asset fund managers may choose to invest more assets overseas, shift assets from equities to bonds, dial back risk, or seek opportunities in non-traditional asset classes – all with the intention of driving better investment outcomes.

Broad, unbiased opportunities
Portfolios take a global investment approach and leverage a wide set of asset classes, including equites, bonds, cash, and alternatives
Flexible, dynamic portfolios
Portfolios combine multiple investment approaches and nimbly adapt to changing market conditions
Risk-first mindset
BlackRock investors use Aladdin®, our internal risk management system, to make smarter investment decisions
CHOOSING A MULTI-ASSET STRATEGY

What multi-asset portfolio is best for me?

A multi-asset portfolio can be a powerful tool for achieving your investment objectives, but a portfolio that works well for one investor may not be the best fit for another. As with any investment decision, it's important to first understand what you're trying to achieve and then identify the best way to get there.

 

You may want to consult a financial professional for advice on which multi-asset portfolio might be best for you.

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Why choose BlackRock for multi-asset portfolios?

BlackRock offers a wide range of multi-asset solutions to help you achieve your investment goals, no matter what they may be.

Service

We always serve as a fiduciary to our clients and listen to their needs objectively

Scale

We leverage the full breadth of BlackRock’s experience, expertise, and technology

Innovation

We are constantly evolving and innovating to meet changing client objectives and market conditions

Service

We always serve as a fiduciary to our clients and listen to their needs objectively

Scale

We leverage the full breadth of BlackRock’s experience, expertise, and technology

Innovation

We are constantly evolving and innovating to meet changing client objectives and market conditions

Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested. Marketing material

Figuring out how to invest can be overwhelming and knowing where to start can be half the battle. But any journey becomes a lot clearer when you have a map.

BlackRock’s MyMap range of portfolios offers a set of simple, diversified, cost-effective and risk-managed funds that help take the stress out of investing. 

Risk: Diversification and asset allocation may not fully protect you from market risk. For illustrative purposes only.

These funds make investments into ETFs that track stock and bond markets, as well as into ETCs, that invest in portfolio diversifiers, such as physical gold. This diversification can protect an investor's returns over time, even when markets are volatile.

ETFs=Exchange Traded Funds. ETC=Exchange Traded Commodities

Interested in investing sustainably? Our ESG-based fund takes into account environmental, social, and governance considerations when selecting its investments.

For the whole MyMap range, our investment process is simple: we aim to capture the investment upside, while managing the risks and costs associated with investing. That means we are focused on three fundamentals: risk, return and cost.

In an increasingly complex world, the solution we can offer – through our MyMap funds - is simplicity. A simple map charting toward a better future.

Risk Warnings

Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.

Past performance is not a reliable indicator of current or future results and should not be the sole factor of consideration when selecting a product or strategy.

Changes in the rates of exchange between currencies may cause the value of investments to diminish or increase. Fluctuation may be particularly marked in the case of a higher volatility fund and the value of an investment may fall suddenly and substantially. Levels and basis of taxation may change from time to time.

Important Information

Investors should refer to the prospectus or offering documentation for the funds full list of risks.

BlackRock has not considered the suitability of this investment against your individual needs and risk tolerance. To ensure you understand whether our product is suitable, please read the fund specific risks in the Key Investor Document (KID) which gives more information about the risk profile of the investment. The KID and other documentation are available on the relevant product pages at www.blackrock.co.uk/its. We recommend you seek independent professional advice prior to investing.

Any research in this document has been procured and may have been acted on by BlackRock for its own purpose. The results of such research are being made available only incidentally. The views expressed do not constitute investment or any other advice and are subject to change. They do not necessarily reflect the views of any company in the BlackRock Group or any part thereof and no assurances are made as to their accuracy.

This document is for information purposes only and does not constitute an offer or invitation to anyone to invest in any BlackRock funds and has not been prepared in connection with any such offer.

© 2023 BlackRock, Inc. All Rights reserved. BLACKROCK, BLACKROCK SOLUTIONS and iSHARES are trademarks of BlackRock, Inc. or its subsidiaries in the United States and elsewhere. All other trademarks are those of their respective owners.

MKTGH1023E/S-3154723

Discover MyMap: BlackRock’s UK-specific multi-asset portfolio solution

We believe that everyone in the UK deserves to experience financial wellbeing: the confidence to meet today’s expenses while saving for retirement and being prepared for all of life’s moments in between.

That’s why we built MyMap – a simple range of funds designed to help people invest to build savings that serve them throughout their lives.

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Simple
MyMap’s funds are ready-made and have been built with a risk level in mind, so the only thing you need to do is choose one that fits your risk profile.
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Low fees
Each fund is a collection of cost effective exchange-traded funds (ETFs) and index funds. These track an index meaning you can keep fees low.
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ESG options
The MyMap range includes three ESG (Environmental, Social and Governance) focused funds so you can align your sustainability preferences with your investment goals.
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Global opportunities
The MyMap range has access to many BlackRock managed funds, giving you access to a world of potential opportunities.
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Multi-asset strategies overview

  • A multi-asset investment portfolio combines different types of assets to create a nimble and broadly diversified portfolio.

  • A multi-asset approach to investing acknowledges that certain asset classes perform better at different times. This nimble approach theoretically generates a more consistent stream of returns.

  • Multi-asset portfolios may offer the flexibility investors need to achieve a number of investment outcomes. These types of portfolios also offer exposure to a broad range of assets and sectors giving greater flexibility.

  • At BlackRock, we serve as a fiduciary Leveraging our global expertise to ensure that every investing decision we make is made in the best interests of our clients.

  • A multi-asset class is an investment approach that combines asset classes, such as cash, equities, or fixed income.

  • Multi-asset funds are investment funds that can invest across the investment landscape and may include stocks, bonds, and cash.