LifePath® Spending Tool

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A new way to calculate retirement spending potential

For retirees, the big question is “How much can I spend each year without running out of money”.

What they need is education around spending potential year-over-year that accounts for market returns, longevity, and more.

That’s where the LifePath® Spending Tool comes in.

By clicking "Get Started" I agree to BlackRock’s Terms and Conditions and Privacy Policy.

Click here for the methodology and assumptions used in the LifePath® Spending Tool (the "tool").

IMPORTANT: The projections or other information generated by the tool regarding the likelihood of various investment outcomes are in real (today’s) dollars, hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Spending rate estimates are for educational purposes only and should not be considered individualized investment advice.

Any information contained in or generated by the tool should not be construed as or relied upon as investment advice, research or a recommendation by BlackRock regarding the use or suitability of any particular asset allocation or investment strategy.

The tool does not guarantee future income or protect against loss of principal. There can be no assurances that an investment strategy based on the tool will be successful.

Investing involves risk, including possible loss of principal.

Data shown is for informational and educational purposes only, is subject to change and does not represent an actual account. It should not be considered individualized investment advice. The validity of the analysis generated by the tool is in part dependent upon the accuracy of the data entered by the user when using the tool. Actual investment outcomes may vary. The results of the tool may vary with each use and over time. A retiree’s retirement needs may be influenced by a variety of factors that are not included in this analysis. Investors should consult with their advisors to help evaluate their retirement needs.

The tool is provided on an "as-is" basis. BlackRock expressly disclaims all warranties, express or implied, statutory or otherwise with respect to the tool (and any results obtained from its use) including, without limitation, all warranties or merchantability, fitness for a particular purpose or use, accuracy, completeness, originality and/or non-infringement. In no event shall BlackRock have any liability for any claims, damages, obligations liabilities or losses relating to the tool including, without limitation, any liability for any direct indirect, special, incidental, punitive and/or consequential damages (including loss of profits or principal). The use of the tool is subject to BlackRock’s Terms and Conditions and Privacy Policy.

This information is intended for use in the United States. This information is not a solicitation for or offering of any investment product or service to any person in any jurisdiction or country.

Distributed by BlackRock Investments, LLC, member FINRA.

The LifePath® products are covered by US patent 8,645,254.

©2024 BlackRock, Inc. or its affiliates. All Rights Reserved. BLACKROCK and LIFEPATH are trademarks of BlackRock, Inc. or its affiliates. All other trademarks are those of their respective owners.

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